General liability, equipment insurance, LLCs, sole prop vs S-corp, contracts, taxes — the boring-but-essential business decisions every working pro hits.
The move: LLC, in most states, once you cross $25k in annual revenue. Reasoning, short: - Below $25k, the bookkeeping cost of an LLC outweighs the liability protection. Sole prop is fine. - Above $2
Sam · forum · 18d ago · 0 replies · 0 reactions
The actual answer: $1M general liability + $1M equipment, minimum. Most photographers I see are underinsured. The cheap "starter" policies at $200/year usually cap at $300k general liability. That so
Sam · mentorship · 16d ago · 0 replies · 0 reactions
The six I see missed most often: 1. Mileage to and from every shoot, every venue scout, every meeting. The 2026 IRS rate is 67 cents/mile. A wedding photographer doing 30 events a year at 60 round-tr
Sam · forum · 14d ago · 0 replies · 0 reactions
Our ceremony is at 4pm and we have no idea when to ask the photographer to start. Hair and makeup begins around 10am. Bride is getting ready at the venue, groom at a hotel 15 minutes away. We're booki
Maya · forum · 21d ago · 2 replies · 0 reactions
My fiancé wants to wait until the aisle. My mom and the photographer both think we should do a first look. We're going back and forth. What's the actual case for and against?
Maya · forum · 24d ago · 2 replies · 0 reactions
Photographer keeps mentioning a "grand exit" with sparklers and a getaway car. We're not really car people. Is this a thing we're supposed to do or is it just for the photo?
Maya · forum · 13d ago · 1 reply · 1 reaction
Looking back at my early contracts, the missing clause was a force majeure update covering pandemics and government-mandated venue closures. In 2020, two couples postponed inside two weeks of their d
Jordan · forum · 16d ago · 0 replies · 0 reactions
We're 80% sure we want a videographer but the price ($3,500) makes us wonder if photos are enough. We've seen mixed advice — some couples regret skipping it, some say they never watch their wedding vi
Maya · forum · 25d ago · 1 reply · 0 reactions
Photographer said 6-8 weeks for our gallery. Videographer said "by 6 months." That seems insane. Is that normal?
Maya · forum · 16d ago · 1 reply · 0 reactions
Our videographer offers a 5-min highlight, a 20-min "feature film," and a full unedited ceremony cut. We can pick two for the same price. Which two would you actually watch?
Maya · forum · 15d ago · 1 reply · 0 reactions
Beautiful old barn for our reception, very low light especially after sunset. Our photographer said she can handle it but I've seen Instagram photos from similar venues that look really grainy and dar
Maya · forum · 22d ago · 1 reply · 0 reactions
Outdoor venue with no real "backup space" indoors. Owner says "we've never had to cancel" but I want a plan that doesn't depend on luck.
Maya · forum · 18d ago · 1 reply · 0 reactions
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